Insurance Licensing PA-Title-Insurance-Agent Valid Q&A - in .pdf

  • PA-Title-Insurance-Agent pdf
  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Oct 06, 2026
  • Q & A: 67 Questions and Answers
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  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
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  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Oct 06, 2026
  • Q & A: 67 Questions and Answers
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Title Insurance Principles- Insurable interests
  • 1. Leasehold estate
    • 2. Fee simple estate
      • 3. Easements
        • 4. Life estate
          - Title insurance policies
          • 1. Owner's policy
            • 2. Enhanced policies
              • 3. Commitments
                • 4. Leasehold policy
                  • 5. Loan policy
                    - Risks covered by title insurance
                    • 1. Errors in public records
                      • 2. Errors by producer
                        • 3. Hidden off-record risks
                          - Policy structure
                          • 1. Exclusions
                            • 2. Schedule B exceptions
                              • 3. Conditions and stipulations
                                • 4. Insuring provisions
                                  • 5. Schedule A
                                    • 6. Endorsements
                                      - Title search techniques
                                      • 1. Computer index
                                        • 2. Chain sheet
                                          • 3. Hard copy index
                                            Topic 2: Insurance Regulation12%- Unfair trade practices
                                            • 1. Unfair discrimination
                                              • 2. Boycott, coercion or intimidation
                                                • 3. Rebates and inducements
                                                  • 4. False advertising
                                                    • 5. Misrepresentation
                                                      • 6. Twisting
                                                        • 7. Defamation
                                                          - Title insurance law requirements
                                                          • 1. Examination of title required
                                                            - Licensing
                                                            • 1. Address change
                                                              • 2. Disciplinary actions
                                                                • 3. Title producer additional requirements
                                                                  • 4. Assumed names
                                                                    • 5. Renewal
                                                                      • 6. Persons to be licensed
                                                                        • 7. Cease and desist orders
                                                                          • 8. Revocation, suspension, nonrenewal or denial of license
                                                                            • 9. Reporting of actions
                                                                              • 10. Licensing process
                                                                                • 11. General requirements
                                                                                  • 12. Continuing education
                                                                                    • 13. Maintenance and duration
                                                                                      • 14. Appointment procedures
                                                                                        • 15. Expiration
                                                                                          - Company regulation
                                                                                          • 1. Solvency requirements
                                                                                            • 2. Unfair claims settlement practices
                                                                                              • 3. Rates regulation
                                                                                                - Federal regulation
                                                                                                • 1. Fair Credit Reporting Act
                                                                                                  • 2. Fraud and false statements (18 USC 1033/1034)
                                                                                                    - Producer regulation
                                                                                                    • 1. Record keeping
                                                                                                      • 2. Unfair inducements and marketing practices
                                                                                                        • 3. Charges for extra services
                                                                                                          • 4. Prohibited acts
                                                                                                            - State regulation
                                                                                                            • 1. Commissioner's general duties and powers
                                                                                                              Topic 3: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
                                                                                                              • 1. Judgments
                                                                                                                • 2. Involuntary liens
                                                                                                                  • 3. Federal liens
                                                                                                                    • 4. Voluntary liens
                                                                                                                      • 5. Taxes and assessments
                                                                                                                        - General exceptions
                                                                                                                        - Property-related issues
                                                                                                                        • 1. Water rights
                                                                                                                          • 2. Mineral rights
                                                                                                                            • 3. Attachments
                                                                                                                              • 4. Equitable interests
                                                                                                                                • 5. Surveys
                                                                                                                                  • 6. Condominiums
                                                                                                                                    Topic 4: General Insurance Concepts3%

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    Question #1

                                                                                                                                    Which of the following items is least likely to be recorded?

                                                                                                                                    • A. bill of sale
                                                                                                                                    • B. mechanic's lien
                                                                                                                                    • C. satisfaction of mortgage
                                                                                                                                    • D. mortgage lien
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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                                                                                                                                    Question #2

                                                                                                                                    A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

                                                                                                                                    • A. a fine
                                                                                                                                    • B. a jail sentence
                                                                                                                                    • C. license suspension
                                                                                                                                    • D. license revocation
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: B  🗳️

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                                                                                                                                    Question #3

                                                                                                                                    Which one of the following estates may NOT be insured under a title insurance policy?

                                                                                                                                    • A. License.
                                                                                                                                    • B. Leasehold.
                                                                                                                                    • C. Life estate.
                                                                                                                                    • D. Easement.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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                                                                                                                                    Question #4

                                                                                                                                    A purchaser on a real estate contract has what interest in the subject property?

                                                                                                                                    • A. equitable interest
                                                                                                                                    • B. fee simple interest
                                                                                                                                    • C. purchaser's interest
                                                                                                                                    • D. vendee's interest
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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                                                                                                                                    Question #5

                                                                                                                                    Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

                                                                                                                                    • A. standard exception.
                                                                                                                                    • B. judgment.
                                                                                                                                    • C. federal lien.
                                                                                                                                    • D. covenant.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

                                                                                                                                    Explanation: Only visible for TestValid members. You can sign-up / login (it's free).

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